Kakeibo (家計簿) uses four monthly questions to turn awareness into action. Enter your details below and we’ll assemble a prompt you can copy into any AI assistant. The AI will help you draft a practical monthly plan — surplus allocation, debt priorities, and one concrete improvement.
Your numbers
Rent, utilities, groceries, insurance, etc.
What you want to improve this month (Question ④).
Your prompt
How to use this prompt
- Fill in your income, expenses, debt totals, and monthly intention above. The prompt updates automatically.
- Click Copy prompt and paste it into ChatGPT, Claude, Gemini, or any AI chat.
- Review the AI’s Kakeibo plan — check that surplus math matches your reality and adjust categories if needed.
- Pick one improvement action for this month. Write it down (handwriting works best for Kakeibo).
- At month-end, rerun the prompt with updated numbers and a new intention.